Improve your credit score and rebuild your financial future Interested in getting a credit makeover? You're not alone. The overall amount of Americans' outstanding credit card and revolving debt continues to rise, powered by the increasing availability of lending options and an increasingly challenging financial environment. Millions of people are struggling to repay - or even keep up with - one or more loans, on a credit card or some other debt instrument. Credit Repair Kit For Dummies delivers easy-to-follow, usable advice on how to get your debt under control, repair your credit score, and restore your financial health. You'll find reliable info on getting out of debt quicksand and implementing the steps you need to take to improve your finances and credit once and for all. You'll also explore practical proven strategies for tackling student debt, medical debt, and even credit score disasters caused by a divorce, identity theft or bankruptcy. Updates on student loan repayment rules in the United States and medical debt repayment regulations Explanations of AI's role in contemporary credit decisions Discussions of a new kind of identity theft The latest changes to credit reporting in the United States A ton of helpful credit repair tools, including sample credit reports, forms, templates, and links to online resources We all deserve a fighting chance to enjoy the benefits of good credit. This book demonstrates how to climb your way back from even the worst credit situations and build a new, prosperous, and financially rewarding future.