In When Seconds Count, researcher and insurance professional Bunmi Ogunwusi presents a groundbreaking framework for transforming disaster response through artificial intelligence and parametric insurance.Drawing from cross-continental experience in both Nigerian and U.S. insurance systems, Ogunwusi explores how AI, satellite monitoring, and real-time data could reshape disaster recovery from floods and hurricanes to wildfires and earthquakes.This book is not just about technology; it's about human resilience. It examines why traditional insurance fails when it's needed most and how intelligent, data-driven systems could deliver help at the speed of crisis rather than the pace of bureaucracy.A visionary work for researchers, policymakers, and industry leaders shaping the future of disaster response.