Young and Financially Illiterate is a raw, honest, and deeply personal reflection on growing up with love, privilege, and protection, yet still having to learn hard financial lessons the hard way.Written from the perspective of a young woman finding her footing in adulthood, this book explores what happens when comfort meets reality, when independence arrives before wisdom, and when good intentions collide with real-world consequences. Through vulnerability and self-awareness, the author shares how being raised with love and security did not automatically prepare her for financial responsibility, emotional independence, or long-term stability.From learning the true cost of independence to navigating poor money habits, impulsive decisions, and the emotional weight of adulthood, Young and Financially Illiterate walks readers through the moments that shaped her growth. It is not a story of failure, but one of reflection, accountability, and resilience. This book speaks honestly about mistakes without shame and growth without perfection.Written for young women who are finding their way, this book offers insight, encouragement, and perspective for those who feel behind, overwhelmed, or unsure of their financial future. It gently reminds readers that learning takes time, that mistakes can become wisdom, and that it is never too late to choose a smarter path forward.This book is especially for young women who: - Are navigating independence for the first time- Feel pressure to have life figured out too early- Grew up loved but unprepared for real-world finances- Want to build stability without losing their softness- Are ready to learn from someone who has lived itYoung and Financially Illiterate is not a guide filled with judgment or rigid rules. It is a conversation, a reflection, and an invitation to grow with compassion. It is a reminder that financial maturity is learned, not inherited-and that your past does not disqualify your future.From the author of Young and Dumb: Young Women Making Mistakes in the Dating Game, Young and Even Dumber: Navigating the Dating World as a Young Adult, and How to Make Money on YouTube: Easy Steps Toward Capitalizing on a Digital Empire, this book continues a journey of honesty, healing, and self-discovery.If you've ever felt behind, confused, or unsure of your next step, this book is for you.