Medicare Misconceptions: What You Need to Know Before Turning 65Turning 65 is one of the most important financial and healthcare milestones of your life-and most people get it wrong.Every day, Americans approaching Medicare age make costly decisions based on myths, bad advice, or incomplete information. The result? Lifetime penalties, coverage gaps, unexpected medical bills, and retirement savings put at risk.This book was written to make sure that doesn't happen to you.Inside this practical, easy-to-understand guide, you'll discover: The most common Medicare misconceptions people believe before turning 65What Medicare does-and does NOT-cover, including the truth about long-term careWhy waiting or choosing the wrong plan can lead to permanent penaltiesHow Medicare choices directly impact your retirement income and savingsThe critical decisions you must make before your 65th birthday-not afterWhy Medicare alone is not enough to protect you from the high cost of extended careWritten by a licensed insurance professional who specializes in helping people turning 65, this book breaks down Medicare in plain English-without government jargon or confusing sales talk.Whether you're months away from Medicare eligibility or helping a spouse or parent prepare, Medicare Misconceptions gives you the clarity and confidence you need to make informed decisions at exactly the right time.Don't wait until it's too late.The choices you make at 65 can affect your healthcare, finances, and peace of mind for the rest of your life.Read this book before you enroll-your future self will thank you.