For too long, managing money has felt like a grueling chore" a cycle of deprivation, stress, and complexity. But what if achieving true wealth wasn't about extreme sacrifice, but about adopting a handful of smart, sustainable habits? Smart Money Habits is your step-by-step guide to transforming your financial life, not through complicated jargon, but through practical, psychological shifts you can implement today. This book moves beyond fleeting budgets and one-time fixes to help you build a durable system where growth is automated and debt fades away. Inside, you will discover the 9 essential shifts that will redefine your relationship with money.