After all of their adventures, the crew of House Louisville was ready to sit back and take it easy. But a surprise visitor informed them they owed millions of pearls to the Bank. The Exchequer was willing to take them all as indentured servants for the Bank and let them work decades to pay off their debt. That would mean splitting up the House, though, and nobody was willing to let that happen. To save the House, and to stay together, Jason and Annabeth find themselves in a tournament they must win. Because one thing is for sure, the Bank doesn't play around!