Social life? What social life? Romance? Not a chance. Working as a lifeguard at Sea Side Cove and passing her classes takes up all of Katie's time and energy. She just needs to survive this semester and one more, and it'll all be worth it. But the new surfing instructor must have knocked a screw loose when he hit her with that door, because Hunter's got her daydreaming about a future. Even the cat likes him. The Wishing Well is a charity organization that helps sick kids go on family vacations. They need volunteers for a fundraiser on a cruise ship. Katie can't afford to give up a day of pay to work for free until she finds out Hunter is the one asking. Eight lifeguards board the Championship Casino Cruise, but when armed gunmen storm the ship, they find themselves gambling with their lives.